Do you have bad credit? If you are not sure what type of credit you have, we suggest you check out the section on determining what type of credit you have.

The majority of available consumer loans are difficult to obtain approval for if you have bad credit. Achieving approval for an unsecured personal line of credit loan is almost impossible if you have a bad credit history. 

On the contrary, there are several kinds of loans where achieving approval is not hard for people with bad credit. For instance, auto loans are rather simple for individuals with poor credit to get approved for. In fact, Premier Auto Financing specializes in assisting people with horrible credit get approved for new and used auto loans. People that have slow pay credit cards or that have foregone repossession, bankruptcy and/or foreclosure can be helped by Premier Auto Financing!
Apply for an bad credit auto loan now!

We get many emails from potential clients asking how is it conceivable to get a car loan with such bad credit? Simple! An auto loan is a secured loan. In other words, you are promising Premier Auto Financing that you will make your auto loan payments timely, in full, every month. If you fail to make the required payments, we will repossess your vehicle. If we repossess your car, you will not be reimbursed for any of the loan payments that you have already made. Nor, will you be compensated for any cosmetic additions that you have added onto your car. Cosmetic features will include new rims, tires, stereos, etc.. Learn what you can do if you have problems paying your car loan.

Use an auto loan to build your credit!
The bottom line is that you can use an auto loan to your advantage. If you make your payments on time, your credit score is going to improve rather quickly. But, if you do not make your scheduled payments, you will hurt your credit. A smart thing to do would be to purchase an automobile that is affordable and practical. This way you will not have to be concerned about missing any payments. We recommend reading the auto purchasing tips page to help select the right car for your needs.

Apply for an auto loan with bad credit now.

Educate yourself on how to improve your credit rating!
If you have bad credit, we suggest you check out the 'improving my credit score' section.

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